Principal
Joe Stella, CFP®, CEPA®, MBA
Joe Stella is a Principal of Harvesting Gains Corporation and holds the CFP®, CEPA®, and MBA designations.
Wealth & financial planning made personal
Clarity for the life you're building.
Harvesting Gains is led by two CFP® professionals who take the time to understand what matters to you, organize the full picture, and help shape a clear way forward.
What thoughtful planning can create
A plan should help you feel more grounded, not more overwhelmed.
Read the full planning outcomesWe start by listening. Then we organize what matters, explore the choices in front of you, and create a direction you can understand.
01
See the whole pictureBring your priorities, questions, and financial details into one thoughtful view.Read the full outcome 02
Name what mattersTurn the life you want to build into goals that feel clear, specific, and personal.Read the full outcome 03
Move with intentionUnderstand your options and take the next step with a plan built around you.Read the full outcome
See the whole pictureBring your priorities, questions, and financial details into one thoughtful view.Read the full outcome 02Name what mattersTurn the life you want to build into goals that feel clear, specific, and personal.Read the full outcome 03Move with intentionUnderstand your options and take the next step with a plan built around you.Read the full outcome See how we work
A clear process, shaped around a real life.
Our planning experience follows the seven-step framework used by CFP® professionals, translated into plain language and a human pace.
Read the full seven-step process- Step 01: Understand. Begin with your personal and financial circumstances. Read the full process detail.
- Step 02: Identify. Clarify and select the goals that matter most. Read the full process detail.
- Step 03: Analyze. Consider your current path and possible alternatives. Read the full process detail.
- Step 04: Develop. Shape recommendations around the complete picture. Read the full process detail.
- Step 05: Present. Walk through the reasoning, priorities, and tradeoffs. Read the full process detail.
- Step 06: Implement. Put the agreed recommendations into motion. Read the full process detail.
- Step 07: Monitor & update. Monitor progress and update as life changes. Read the full process detail.
Your planning experience is tailored to your needs and the scope of your engagement with the firm.
The tools behind the work
A thoughtful process needs dependable systems.
We use a select set of planning, reporting, and custody platforms to keep the work organized and the conversation focused on you.
Professional credentials
- CFP® professionalJoe Stella and Steven Prescott
- CEPA® professionalJoe Stella
Platform names and logos are trademarks of their respective owners and are shown only to identify tools used in our practice; no endorsement is implied.
Meet your advisors
Two perspectives. One shared approach.
Financial planning is personal. You should know the people listening to your story and helping you shape what comes next.
President
Steven Prescott, MBA, CFP®
Steven brings experience across wealth management, commercial real estate, and investment management to Harvesting Gains.
A thoughtful first step
Let’s start with what matters to you.
You don't need to have everything organized before reaching out. A few simple details are enough to begin.
Let's Get Started